Charities & Care

Societal change brings new and enhanced challenges to the charity and care sectors, requiring specialist insurance advice.

Employee Benefits

In today’s competitive employment market a well-designed benefits package is essential to attract, retain and reward high quality talent.  We focus on designing attractive benefit plans which enable your business to offer market leading solutions.

Global Programs

Experience in arranging global programmes, and mature relationships around the world, are an essential of insuring the modern business.

Tech & Innovation

We have developed a flexible ‘full service’ proposition for today’s technology businesses, and commit to continually innovating our solutions for our clients’ evolving needs.

Business

It is important that the insurance a modern business buys represents its challenges in the marketplace, as opposed to a traditional insurance package.

Tech & Innovation

We have developed a flexible ‘full service’ proposition for today’s technology businesses, and commit to continually innovating our solutions for our clients’ evolving needs.

Health and Life Sciences

Whether a device or a drug company, a contract service provider, an adviser or an investor – you will already be aware that “off the shelf” insurance policies are not fit for purpose for the health and life science sectors.

In Howard Pearson we are privileged to have more than 25 years’ experience in arranging insurance for life science companies both sides of the Atlantic from start-up and spin out, to junior and senior stock exchanges.
Paul Dickson, CEO

The Boards of health and life science companies should initially focus on three things:

  • Product liability and/or clinical trials liability requirements
  • Supply chain dependencies, particularly where the supplier requires regulatory approval
  • Directors personal exposure to litigation from investors

However almost every insurance policy will then need detailed attention – as unless using a specialist insurer the policy is unlikely to be adequate.