Business

It is important that the insurance a modern business buys represents its challenges in the marketplace, as opposed to a traditional insurance package.

Employee Benefits

In today’s competitive employment market a well-designed benefits package is essential to attract, retain and reward high quality talent.  We focus on designing attractive benefit plans which enable your business to offer market leading solutions.

Global Programs

Experience in arranging global programmes, and mature relationships around the world, are an essential of insuring the modern business.

Tech & Innovation

We have developed a flexible ‘full service’ proposition for today’s technology businesses, and commit to continually innovating our solutions for our clients’ evolving needs.

Tech & Innovation

We have developed a flexible ‘full service’ proposition for today’s technology businesses, and commit to continually innovating our solutions for our clients’ evolving needs.

Cyber & Data Breach

Cyber security is one of the fundamental issues of business in the digital age and there are a host of widely differing offerings from the risk management and insurance industry.

Together with our colleagues in TechAssure we have developed a leading resource base for advising on cyber risk, available only to our clients.
Paul Dickson

Policy wordings are constantly evolving requiring an insurance professional to compare one with another, and to additionally confuse matters many mainstream policies, like Professional Indemnity carry cyber extensions of greater or lesser value.

Rather than buying a policy “sold” by a broker, the place to start is assessing the risk and then finding the right cover to address this.

Questions to ask are:

  • What is the extent of my role and our responsibility under legislation and under contract ?
  • Will we have regulatory cost to rectify the situation, or an internal cost to pacify a regulator ?
  • Will we have a financial liability to those whose data is exposed?
  • Will we have a loss of trade because we cannot operate?
  • Will we have brand and reputation damage?
  • What territories are we exposed in – and are the above answers different in differing territories?