Business

It is important that the insurance a modern business buys represents its challenges in the marketplace, as opposed to a traditional insurance package.

Employee Benefits

In today’s competitive employment market a well-designed benefits package is essential to attract, retain and reward high quality talent.  We focus on designing attractive benefit plans which enable your business to offer market leading solutions.

Global Programs

Experience in arranging global programmes, and mature relationships around the world, are an essential of insuring the modern business.

Tech & Innovation

We have developed a flexible ‘full service’ proposition for today’s technology businesses, and commit to continually innovating our solutions for our clients’ evolving needs.

Tech & Innovation

We have developed a flexible ‘full service’ proposition for today’s technology businesses, and commit to continually innovating our solutions for our clients’ evolving needs.

Due Diligence

Insurance due diligence exercises are often time critical, precluding a detailed historic document review, and require real experience to know what to look for.The combined experience of the founders of Innovation can provide very fast focus on key issues

We have seen so many expensive due diligence reports by major lawyers and accounting firms which fail to scratch the surface of the investment target’s real insurance issues
Howard Pearson

At Innovation we provide a focused look at the key risks of the target, the limits of indemnity, the suitability of the insurers and the quality of the advisers.

Our experience is that detailed insurance due diligence rarely happens as a target firm is likely to have 10 or more policies many with over 100 pages of text, and a full exercise would require additional management interviews and 5 year history. The time involved and liability incurred by the reviewer create a timescale and fee situation which is normally unacceptable to investors.

Likewise most quality insurance brokers decline to sign any “letters of comfort” for the purchaser.

For this reason we have found our focused approach increasingly valuable to investors. We quickly identify which documents are available and can be reviewed in detail to meet the deal requirements.