Charities & Care

Societal change brings new and enhanced challenges to the charity and care sectors, requiring specialist insurance advice.

Employee Benefits

In today’s competitive employment market a well-designed benefits package is essential to attract, retain and reward high quality talent.  We focus on designing attractive benefit plans which enable your business to offer market leading solutions.

Global Programs

Experience in arranging global programmes, and mature relationships around the world, are an essential of insuring the modern business.

Tech & Innovation

We have developed a flexible ‘full service’ proposition for today’s technology businesses, and commit to continually innovating our solutions for our clients’ evolving needs.


It is important that the insurance a modern business buys represents its challenges in the marketplace, as opposed to a traditional insurance package.


While contractors focus on the works insurance and the contractual requirements, those involved in major construction projects are more focused on the design elements of the covers – the “DE” clauses in works policies and the extent of contractual cover insured by the professionals involved.

All parties to a building contract have very high standards to achieve on employee and site safety, and these, together with claims experience inform the peer to peer pricing differential of the employers and public liability insurances.

The larger the project the more complex and important the contractual situation becomes, and for PFI or any project involving an SPV the broker needs to become part of the project team along with the other professionals.
Howard Pearson

Increasingly lenders are looking at Building Guarantees for a 10 or 15 year period, and requiring all land right restrictions and potential liabilities, such as pollution, clean up to be insured.