Charities & Care

Societal change brings new and enhanced challenges to the charity and care sectors, requiring specialist insurance advice.

Employee Benefits

In today’s competitive employment market a well-designed benefits package is essential to attract, retain and reward high quality talent.  We focus on designing attractive benefit plans which enable your business to offer market leading solutions.

Global Programs

Experience in arranging global programmes, and mature relationships around the world, are an essential of insuring the modern business.

Tech & Innovation

We have developed a flexible ‘full service’ proposition for today’s technology businesses, and commit to continually innovating our solutions for our clients’ evolving needs.

Personal Insurance

If your personal insurance needs are high value and complex then only a bespoke arrangement with a specialist will suit.

Yachts & Motor Cruisers

The yacht and boat insurance market is very competitive, spanning the traditional insurers through to specialist Lloyd’s markets, the latter mostly only accessible by specialist brokers such as Innovation.

Your yacht or boat will no doubt be a pleasurable and expensive pastime! Insurance as with all major assets, adds to that cost and is an especially important consideration for boat owners.
Paul Dickson

Cover needs to deal with third party and passenger liability risks, protection for the boat itself, cover for tenders and dinghies, as well as personal possession inside the boat. And that’s just the starting point. You may also need to take out medical or travel insurance for you and the passengers, or any crew and consider personal accident insurance, or breakdown cover.

Many boat owners will expect a “my broker” service (as should everyone!) to deal with immediate insurance problems and adjustments to their policies for things such as overseas, country specific, liability certificates, up to date policy schedules, or not uncommonly, a change to the cruising range to permit that passage to a holiday destination.