Charities & Care

Societal change brings new and enhanced challenges to the charity and care sectors, requiring specialist insurance advice.

Employee Benefits

In today’s competitive employment market a well-designed benefits package is essential to attract, retain and reward high quality talent.  We focus on designing attractive benefit plans which enable your business to offer market leading solutions.

Global Programs

Experience in arranging global programmes, and mature relationships around the world, are an essential of insuring the modern business.

Tech & Innovation

We have developed a flexible ‘full service’ proposition for today’s technology businesses, and commit to continually innovating our solutions for our clients’ evolving needs.

Personal Insurance

If your personal insurance needs are high value and complex then only a bespoke arrangement with a specialist will suit.

High Value Homes, Contents & Valuables

High Net Worth (HNW) policies are available from a very wide range of insures, Chubb, AIG, RSA, Zurich, Hiscox, Aviva, Covea to name a few. Most of these insurers only work through brokers as these are complex policies and a broker can explain differences, suitability and obtain the right quotes.

Unquestionably, High Net Worth insurance has boomed in recent years. The advantage of HNW policies, where there is a wide choice, are that they offer incredible flexibility and perhaps more importantly, most do not impose warranties or conditions regarding house security, on policyholders.
Paul Dickson, CEO

Policies are designed for the more discriminating homeowners (aren’t we all!) with at least £100,000 in replacement cost value for house contents, which these days is not a big figure. Most people will find that their wardrobes alone will be worth thousands of pounds when you add everything up at the price you originally paid for every pair of shoes, shirts, dresses and suits.

HNW policies also offer advantages in that they can include motor insurance, boats, student cover, and second home extensions for example. The important point is that this degree of flexibility overcomes issues that would concern stand alone insurers to disappear.