There has always been a specialist insurance market for art, antiques and collections whether snuff bottles, war medals or wine. Normally the insurers operating in this market are only accessible by a broker such as Innovation.
Specialist insurance for art antiques and collections is critical to achieve a realistic cost, sensible security conditions, and knowledgeable claims settlement. A readily accessible network of repairers and restorers is essential after partial damage to bring an item of beauty back to its former glory.
Insurers normally provide an agreed value policy based on a recent professional valuation. When the security and environment are appropriate for the insured items, extremely competitive terms can be obtained.