Unquestionably, High Net Worth insurance has boomed in recent years. The advantage of HNW policies, where there is a wide choice, are that they offer incredible flexibility.
Second homes whether for pleasure or income, in the UK Europe or elsewhere, require special insurance.
Ordinary motor insurance policies insure ordinary cars.If your car is extra-ordinary in terms of performance or value you will want a special policy.
Classic cars are a real pleasure and the car clubs and manufacturers help to ensure a constant supply of specialist insurers who recognise that a car used on the road for low mileage should have a correspondingly lower premium.
The yacht and boat insurance market is very competitive, spanning the traditional insurers through to specialist Lloyd’s markets, the latter mostly only accessible by specialist brokers such as Innovation.
You should always seek advice if you are having major work carried out.Unless this is done, you may well find both the house and the works completely uninsured.
Travel insurance is fundamentally straightforward but as with most things you do get what you pay for.
Specialist insurance for art antiques and collections is essential, to achieve a realistic cost, sensible security conditions, and knowledgeable claims settlement.
Having a horse rider in the family means expense in many directions. Insurance is one of the few animal related expenses there can be some control over.
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