Charities & Care

Societal change brings new and enhanced challenges to the charity and care sectors, requiring specialist insurance advice.

Employee Benefits

In today’s competitive employment market a well-designed benefits package is essential to attract, retain and reward high quality talent.  We focus on designing attractive benefit plans which enable your business to offer market leading solutions.

Global Programs

Experience in arranging global programmes, and mature relationships around the world, are an essential of insuring the modern business.

Tech & Innovation

We have developed a flexible ‘full service’ proposition for today’s technology businesses, and commit to continually innovating our solutions for our clients’ evolving needs.

Personal Insurance

If your personal insurance needs are high value and complex then only a bespoke arrangement with a specialist will suit.

High Value Homes, Contents & Valuables

Unquestionably, High Net Worth insurance has boomed in recent years. The advantage of HNW policies, where there is a wide choice, are that they offer incredible flexibility.

Second Homes

Second homes whether for pleasure or income, in the UK Europe or elsewhere, require special insurance.

Performance & Luxury Cars

Ordinary motor insurance policies insure ordinary cars.If your car is extra-ordinary in terms of performance or value you will want a special policy.

Classic Cars

Classic cars are a real pleasure and the car clubs and manufacturers help to ensure a constant supply of specialist insurers who recognise that a car used on the road for low mileage should have a correspondingly lower premium.

Yachts & Motor Cruisers

The yacht and boat insurance market is very competitive, spanning the traditional insurers through to specialist Lloyd’s markets, the latter mostly only accessible by specialist brokers such as Innovation.

Extensions, Basements & New Builds

You should always seek advice if you are having major work carried out.Unless this is done, you may well find both the house and the works completely uninsured.

Travel Insurance

Travel insurance is fundamentally straightforward but as with most things you do get what you pay for.

Fine Art & Collections

Specialist insurance for art antiques and collections is essential, to achieve a realistic cost, sensible security conditions, and knowledgeable claims settlement.


Having a horse rider in the family means expense in many directions. Insurance is one of the few animal related expenses there can be some control over.

Credit card payments

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We accept credit card payments for most personal insurance policies. Documentation may be delivered via email or a paper copy in the post to you. Click here for more information.