Employee Benefits

In today’s competitive employment market a well-designed benefits package is essential to attract, retain and reward high quality talent.  We focus on designing attractive benefit plans which enable your business to offer market leading solutions.

Global Programs

Experience in arranging global programmes, and mature relationships around the world, are an essential of insuring the modern business.

Tech & Innovation

We have developed a flexible ‘full service’ proposition for today’s technology businesses, and commit to continually innovating our solutions for our clients’ evolving needs.


It is important that the insurance a modern business buys represents its challenges in the marketplace, as opposed to a traditional insurance package.

Charities & Care

Societal change brings new and enhanced challenges to the charity and care sectors, requiring specialist insurance advice.

Care Organisations

Experience peace of mind and unparalleled protection for your care business.

Innovation Broking – part of Howden – are the leading insurance experts within the Care Industry sector. Our extensive experience and knowledge mean that we understand your unique challenges and we can design a tailored insurance solution for your specific risks.

We’re not just insurance brokers. We join your team to provide board level advice; educate you on risks inherent within your organisation, alongside more traditional risks; provide mitigation and most importantly fortify your organisation with suitable and tailored insurance.

Innovation Broking are part of the Howden Group, one of the world’s largest Insurance groups and second largest in the UK which enables benefits that our clients really value, whilst still receiving the personalised and high-level service for which Innovation Broking is renowned.

We have exclusive relationships with certain insurance companies within the UK, along with the Howden Care Scheme, which other brokers do not have access to. This gives us a great advantage against other competitors within this sector.

Join satisfied hospice providers who rely on Innovation Broking for comprehensive coverage including liability, property, staff, motor fleet, employee benefits and more.

  • With years of dedicated experience serving the care sector, we speak your language and understand your challenges.
  • One size does NOT fill all, our experts design customised insurance solutions to address the specific risks your care business faces.
  • We work in partnership with you at board level to achieve your strategic objectives.
  • We bring you practical solutions to deal with emerging risks, offering seminars, advice from industry experts and publications to keep you up to date.
  • We currently work with many of the largest care providers in the UK.

Don’t leave your care business vulnerable to uncertainties. Join the ranks of satisfied care providers who have entrusted their insurance needs to Innovation Broking. From liability and property insurance to staff coverage and employee benefits, we’ve got you covered from every angle.

For more information or email Jonathan.taylor@innovationbroking.com.
10 considerations for Care Organisations:

  1. A consultative insurance broker who can actively help your team
  2. Relevant regulatory requirements front and centre in your thinking
  3. Instantly accessible cyber event first response services
  4. Tested continuity plan
  5. Making sure insurance is robust in areas of safeguarding, abuse, malpractice and trials
  6. Tested cyber breach plan
  7. Duty of care to travelling employees, with 24-hour response
  8. Duty of care to protect trustees, and explain coverage to them
  9. Continuous claims reserve challenge and analysis
  10. An insurer who has a strong interest in your sector

GBCA Winner